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Give Yourself A Raise

Credit, Home Buyer, Training

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Location:

500 S Stone St
Spokane, WA 99202

Hours:

Monday | Tuesday | Wednesday | Friday 8:00am to 4:30pm
Thursday 10:30am to 4:30pm
Evening & weekend consultations available by request

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Homebuyer

A division of Spokane Neighborhood Action Partners

Office

SNAP Financial Access
500 S Stone St
Spokane, WA 99202

Contact Us

(509) 456-SNAP
housing@snapwa.org

Business Questions

- Step 1 of 3

First Name *

Last Name *

Email *

Phone *

ZIP *

What is the name of your business? *

What industry is your business part of? *

Tell us a bit about your business! When did it start? What makes it unique? What are your goals for the future? *

Do you have a business plan? *

Yes
No
In Progress

Do you have cash flow documentation? (3 year projection for startups, profit/loss statements for last year and YTD for established businesses)

Yes
No
In Progress

Do you have a business license? *

Yes
No
In Progress

How much are you hoping to borrow?

$500 - $49,999
$50,000+

How would you utilize this loan and how would it benefit your business? *

How did you learn about SNAP Financial Access?

Facebook
LinkedIn
Spokane Journal of Business
Referral from SFA client business
Other

Please specify *

Residential Questions

- Step 1 of 3

First Name *

Last Name *

Email *

Phone *

ZIP *

What is the name of your business? *

What industry is your business part of? *

Tell us a bit about your business! When did it start? What makes it unique? What are your goals for the future? *

Do you have a business plan? *

Yes
No
In Progress

Do you have cash flow documentation? (3 year projection for startups, profit/loss statements for last year and YTD for established businesses)

Yes
No
In Progress

Do you have a business license? *

Yes
No
In Progress

How much are you hoping to borrow?

$500 - $49,999
$50,000+

How would you utilize this loan and how would it benefit your business? *

Notice for Struggling SNAP Financial Access Home Loan Borrowers:

See below for assistance options that may be available to you.

Mortgage Assistance Options

There are several options available that you may be eligible for, including:

Refinancing your mortgage to extend the repayment period and/or reduce the interest rate to lower your monthly payments.
Modification of your current mortgage to make your payments more affordable.
Surrendering your deed to us voluntarily.
A special forbearance from SNAP Financial Access based on your current
circumstances.
Selling your home to repay your mortgage in full. If your home’s value is less than your outstanding loan balance, we may be willing to accept the amount of your home sale as full payment. This is known as a short sale.

Required Documentation

To explore these options, give our Mortgage Department a call at 509-456-7627. Please be sure to have the following documents ready to help us evaluate your eligibility:

Two most recent pay stubs (or other proof of income, such as SSI payments or retirement income).

Two most recent statements from all bank or credit union accounts.

Most recent tax return and all supporting documentation.

Hardship letter explaining why you are unable to make your payments.

A list of your monthly expenses.

We may require additional documentation of your expenses.

We may require additional information to properly evaluate your qualifications for these programs.

Other Resources

To find a certified housing counseling agency, call:

Washington State Department of Financial Institution’s Foreclosure Hotline: 877.894.HOME (4663) or visit their website.

US Department of Housing and Urban Development: 800.569.4287 or visit their website.

Sericemembers Civil Relief Act

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