Home Loans

When others say no, we say yes!


Home Ownership

Get ready to buy your first home! We are here to help.

Home Loans

Get the loan you need for home ownership.

We Promote and Sustain Home Ownership

SNAP Financial Access is Spokane County’s non-profit neighborhood partner. Our experienced staff will help you explore the options that are best for you whether you currently own a home or are looking to buy.

Greg Franson

Greg Franson

In-House Lending Underwriter

About Greg

Greg Franson,  SNAP’s Commercial and Residential Loan Servicing Specialist, originates, processes, underwrites and services loans in compliance with the Department of Financial Institutions. He has led a lending program for refugee clients, is a licensed Real Estate Agent and Mortgage Broker: well versed in all things relating to titles, legal issues and procedures surrounding loan closings. Formerly a long haul trucker with DOT Authority, he helps SFA meet lending goals by offering specialized technical assistance to truck drivers seeking loans.

P.J. Ellis

P.J. Ellis

Business & Residential Lender

About P.J.

Fueled by the desire to move capital into underserved communities, P.J. joined SNAP Financial Access as a business lender in June of 2023 after completing an MBA at Whitworth University. You will find him assisting customers with business plans and cash flow projections, assembling loan proposals, and doing outreach in the community. He desires to make the loan process more efficient and is ready to assist you!

For many families, buying a home feels out of reach. SFA offers programs that can make it a reality.

Mortgage Payment Assistance Available for County Residents

A special program is now available to help Covid-19 affected homeowners in Spokane County make past-due loan payments on their home mortgages. We know the last 10 months have been hard and are here to help!

Give Yourself A Raise

If you've viewed our Navigating Your Credit World course and want to learn more, it's time to Give Yourself a Raise! This course builds on the concepts established in Navigating Your Credit World and enables you to progress in your journey towards lasting financial...

Homebuyer Education

In the Home Buyer Education seminar you will learn the home purchase process and obtain information on a variety of special programs available to assist first-time buyers.

Home Ownership


Counseling and classes are free of charge and open to everyone.

The goal of the Housing Counseling Program is to promote and sustain home ownership for low-income persons. The SNAP Housing Counseling Program has been approved by HUD since 1988 to assist households with the challenges of buying and keeping a home.

Sign Up for a Home Ownership Workshop

Want to sign up for Homebuyer Education? Check out our calendar of upcoming classes and sign up today!

Counselor Meeting Request

If you’ve completed the Home Buyer Education class, and you want to make an appointment with a counselor. Submit this form, and we will reply to schedule a meeting.

Pre-Purchase Counseling and Education

This program helps households identify and overcome barriers to home ownership. Counselors provide information about a variety of special loan programs. Home Buyer Education classes are also available.

Down Payment Assistance Loan Program

Pre-Purchase Counseling and Homebuyer’s Education Seminars will discuss a number of down payment assistance programs that are available to home buyers and identify how much you may be eligible for (subject to mortgage loan program criteria and specific income restrictions).

Home Loans


Why Should You Consider Home Mortgage Loan Support from SNAP?

In cooperation with our Housing Counseling Program, SNAP Financial Access can help prepare you for home mortgage loans.

Our home mortgage loan program is specifically designed to help low to moderate income homeowners with home mortgage loans focusing on improving their financial situation.

  • We will connect you with a highly qualified counselor and explore the options that are best for you.
  • If you are considering debt consolidation or planning home renovations, come talk to us and see what options are available to you.
  • Protect yourself from rising interest rates. Predictable monthly payments that stay the same for the selected term.
  • We offer comprehensive financial services alongside mortgage loan preparation.