Home Loans - SNAP Financial Access

Home Loans

When others say no, we say yes!


Home Ownership

Get ready to buy your first home! We are here to help.

Home Loans

Get the loan you need for home ownership.

We Promote and Sustain Home Ownership

SNAP Financial Access is your local non-profit neighborhood partner. Our experienced staff will help you explore the financial options that are best for you whether you currently own one or would like to buy a home.

Purchasing a new home is a dream that is not easily attainable for many families. But right now, a program is available in Spokane to make it a reality.

Even if you have been unable to save enough money for a down payment on a home, or have a less than stellar credit, you could still be able to buy a home! The 100% Home Financing opportunity from SNAP Financial Access (SFA) provides a way for you to move into your first home in the Spokane County area.

Mortgage Payment Assistance Available for County Residents

A special program is now available to help Covid-19 affected homeowners in Spokane County make past-due loan payments on their home mortgages. We know the last 10 months have been hard and are here to help!

100% Home Loan Financing for First Time Home Buyers

Even if you don’t have enough money for a down payment, or your credit is poor, you could still get a home loan in the Spokane area.

Homebuyer Education

In the Home Buyer Education seminar you will learn the home purchase process and obtain information on a variety of special programs available to assist first-time buyers.

Home Ownership


Counseling and classes are free of charge and open to everyone.

The goal of the Housing Counseling Program is to promote and sustain home ownership for low-income persons. The SNAP Housing Counseling Program has been approved by HUD since 1988 to assist households with the challenges of buying and keeping a home.

Sign Up for a Home Ownership Workshop

Want to sign up for a Home Buyer Education Seminar? Send a request to Galina and she will help you get signed for the new workshop!

[contact-form-7 id=”1432″ title=”Home Buyer Course Request”]

Counselor Meeting Request

If you’ve completed the Home Buyer Education class, and you want to make an appointment with a counselor. Submit this form, and we will reply to schedule a meeting.

[contact-form-7 id=”2366″ title=”Residential Counseling Request Form”]

Pre-Purchase Counseling and Education

This program helps households identify and overcome barriers to home ownership. Counselors provide information about a variety of special loan programs. Home Buyer Education classes are also available.

Down Payment Assistance Loan Program

Pre-Purchase Counseling and Homebuyer’s Education Seminars will discuss a number of down payment assistance programs that are available to home buyers and identify how much you may be eligible for (subject to mortgage loan program criteria and specific income restrictions).

We’ll Be There Every Step of the Way

SNAP Financial Access will give you the knowledge and training you need so you can move into your new home soon.


Take a home buyer education class

HUD certified housing counselor and classes are free of charge to everyone.



Meet with a counselor

After you have taken home buyer education class you can meet with a counselor.



Apply for your home loan

Once we obtain your home loan forms, your application is one its way.



Move into your new home

Meet closing conditions and receive your keys!


Home Loans


Why Should You Consider Home Mortgage Loan Support from SNAP?

In cooperation with our Housing Counseling Program, SNAP Financial Access can help prepare you for home mortgage loans.

Our home mortgage loan program is specifically designed to help low to moderate income homeowners with home mortgage loans focusing on improving their financial situation.

Contact a Loan Specialist

[contact-form-7 id=”1434″ title=”Loan Specialist Request”]

  • We will connect you with a highly qualified counselor and explore the options that are best for you.
  • If you are considering debt consolidation or planning home renovations, come talk to us and see what options are available to you.
  • Protect yourself from rising interest rates. Predictable monthly payments that stay the same for the selected term.
  • We offer comprehensive financial services alongside mortgage loan preparation.