Buy the
Home
You Love
Home loans are tricky.
We can help at
every step.
Looking to buy a home in Spokane County but your credit is less than perfect, you’re worried about a down payment, or you simply don’t know where to start? SNAP Financial Access wants to help.
Take a homebuyer education class
The process of buying a home is intimidating, but our free homebuyer education classes cover every step of the process.
Meet with a counselor
Meet with one of our HUD certified housing counselors to see which programs you qualify for (mortgage loans typically require household income below 80% AMI)
Apply for your loan
We can help you through the application process and connect you with down payment assistance programs.
Move into your new home!
We will help your home ownership dreams take shape and walk by your
side as you make them come true.
Counseling and classes are free of charge and open to everyone.
Home Buyer Education is the first step towards 100% Loan to Value Financing. Sessions are offered multiple times per month in a variety of schedules and locations, visit the Calendar to discover the class that’s right for you and sign up today!
First-time home buyer details
This program was designed to help people purchase their first home, especially if they’ve been turned down for a conventional mortgage. If you already bought your first home but were forced to leave due to extenuating circumstances like divorce or financial difficulty, you may still be considered.
Pre-Purchase Counseling
Once you’ve completed Home Buyer Education, one of our Home Ownership Counselors will assist you through your mortgage application journey. We’ll be there every step of the way.
Ready to sign up?
Fill out the short questionnaire to determine if home financing through SNAP Financial Access is a good fit for you.
Let's Get Started!
Washington State and Federal fair housing and lending regulations apply. SNAP Financial Access promotes the financial health of our local economy by supporting small businesses and residents through coaching, education, and loan programs. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. SNAP charges fees for some services to those who can afford to pay. If a participant is required to pay a fee and feels that paying the fee will create a financial hardship, they may request a hardship waiver. ESL translation options are available.